New to Canada? How Buying a Home Works Here

Many families Ibo works with are new to Canada. The process is different from Türkiye and many other countries, so here is a simple overview.

Mortgages for newcomers

Several Canadian lenders offer newcomer programs, often with a larger down payment if your Canadian credit history is short. A mortgage broker or bank specialist can confirm what you qualify for.

How offers work

In Ontario, offers are written in a standard agreement of purchase and sale, often with conditions such as financing and inspection. Your Realtor negotiates price and terms on your behalf.

Closing

A real estate lawyer handles the title search, funds and registration. Closing usually happens 30–90 days after a firm deal.

Ibo can explain every step in Turkish. Book a free consultation.